BATON ROUGE, La. (AP) – Louisiana Insurance Commissioner Jim Donelon says people who need to file proof of loss documents for insurance claims involving property damage from Hurricane Laura have until February to do so.
Donelon’s office says that state law requires giving property owners within a disaster declaration area at least 180 days from the event to submit proof of loss information – such as photos and contractor estimates – with their insurer.
The insurance department says that sets a Feb. 23 filing deadline for Laura, which struck on Aug. 27. Proof of loss documents for Hurricane Delta can be filed until April 7, and for Hurricane Zeta until April 26, according to the agency.
“Although I encourage policyholders to file their claims with their insurers as soon as possible to begin the recovery process, I know the level of damage caused by the 2020 hurricanes makes it very difficult for people to gather all of the information and documentation they need to file a detailed proof of loss to support their claim,” Donelon said in a statement.
A proof of loss filing can involve documents such as photos, damage repair estimates, receipts for temporary repairs and other items required by the insurer, according to the insurance department.
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